Insurance and Payment

Insurance, Financing, and Payment

We are in network with most PPO insurance and offer in network fees for the ones we are not in network with. Most insurance plans cover preventive care and basic procedures bi-annually at 100% which include recall or complete oral examinations, x-rays, basic cleanings, application of topical fluoride and dental sealants. Therefore, your New Patient Exam should be covered with no copay expected in most cases.

Insurances accepted:
•    Aetna PPO
•    Blue Cross Blue Shield of Illinois, MT, TX, NM
•    Cigna DPPO
•    Delta Dental of Illinois, California, Minnesota, Tennessee-Premier plan
•    Guardian PPO
•    Lincoln Financial Group PPO
•    Metlife PDP+
•    United Healthcare PPO
•    United Concordia Alliance

Questions about your dental insurance?

Call us and we can quickly check for you.

No insurance?

No Problem. we offer affordable payment plans and financing  options through CareCredit with 0% APR for 6 to 12 months.

Call us for more details.

What form of payment do we accept?

We accept credit card, debit card and cash.


  1. What is deductible?

    The amount you pay for covered dental services before your insurance plan starts to pay.

  2. What does “in network” mean?

    In Network Provider/Dentist is the one who is contracted with a specific dental plan. Your insurance company has agreed to pay the in-network dentist a certain amount of money for your visits – usually a discounted rate.

  3. What is a co-pay?

    The amount that you have to pay for your service which is a percentage of the fee. for your dental treatment.